Home ownership takes long-term preparation
A new federal report examines the obstacles to home ownership. Preparing your financing and choosing a home remain personal steps.
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A report adopted in September
On 18 September 2026, the Federal Council adopted its review of home ownership support. The report notes that broad support for demand without additional supply could also push prices up.
Establish your starting point
Before your first viewings, gather your income, available savings and household expenses. Clarify the purchase budget, additional costs and the reserve you would like to retain after buying.
Connect the price with the home
Present the same information to the lenders you compare. For the home itself, document floor areas, maintenance and planned works. A valuation and a financing assessment answer complementary questions.
Understand what gives your property its value.
Market figures provide context. The visit documents your property. The analysis brings the elements together to explain the assessed value.
Current value is based on documented uses, condition and rights. An extension or conversion project is presented separately with conditions to check. This distinction gives you a clear basis for decisions.
Understand our method