
Understand what’s changing in property.
News and advice to understand the market and prepare your plans at your own pace.
Mortgage benchmarks
Recorded on 12 October 2026 · Source HSG
- SARON mortgage
- 1.34%
- Fixed 5 years
- 1.42%
- Fixed 10 years
- 1.68%
Values displayed by HSG on this date, subject to change. Your offer depends on your application. Understand these rates
Property news

The reference interest rate stays at 1.25%
The benchmark used for many rents is unchanged. Landlords should start by reviewing their leases and previous adjustments.

Fewer vacant homes in Switzerland
The latest national figures show a tighter supply of available homes. When selling, buying or renting, your municipality and property type still matter.

Home ownership takes long-term preparation
A new federal report examines the obstacles to home ownership. Preparing your financing and choosing a home remain personal steps.

Renovation support remains worth considering
The Buildings Programme’s results underline the importance of energy renovation. Start by documenting your home’s current condition and checking support suited to your project.

Pillar 3a offers a new option in 2026
The first catch-up contributions can cover a gap from 2025. Before including them in your property plans, check eligibility and the cash you will need.

Short-term letting deserves a considered plan
The Federal Office for Housing has updated its booking-platforms dossier. Owners should compare potential receipts with local rules and actual costs.

Mortgage rates for your plans
The SNB has kept its policy rate at zero. For your home, the key is still to compare financing that suits your circumstances.

Prices change, and every property differs
The second-quarter 2026 barometer reports rising prices. For your home, the market trend is a starting point that needs closer examination.

Imputed rental value, preparing for 2029
The reform now has an implementation date. Gather the information you need to understand its effect on your property and finances.

A fresh look at your financing
Pension funds are also part of the mortgage market. Their presence offers another comparison option to examine against your circumstances.

A Geneva neighbourhood comes to life
The inauguration of Cour de Vessy is a reminder that a property development also comes to life through its residents and their connections.

Reading the market with perspective
Indicators shed light on market trends. They are most useful alongside the figures for your own plans and room for unexpected costs.
Guidance for your property

Selling your home in retirement
Your home has been part of your life. As you plan what comes next, take time to consider the home, budget and everyday life that will suit you.

Passing on a property and planning ahead
Passing on a family property starts with a conversation. An explained valuation gives everyone a shared starting point before discussing the options with a notary.

Planning your budget before buying
Planning a purchase goes beyond the asking price. Allow for notary and acquisition costs to build a budget that fits your plans.

Understanding the value of a rural property
A house, a barn and a garden form a distinctive whole. Understanding how each space is used is the first step towards assessing its value.

Understanding mortgage rates
Your financing deserves clear guidance. Explore the rates recorded in October and the questions that help you compare offers for your circumstances.

Choosing a property partner you can trust
Entrusting your property begins with trust. Take time to get to know your adviser, their approach and the commitments they offer.

Exploring the potential of your land
Understand your plot through its rights, constraints and renovation opportunities. These documents and questions help prepare your project.

Choosing the right improvements before selling
Before starting any work, take a step back. Identify the improvements that support your sale, taking your budget and timing into account.

A home for your next chapter
Your next home should suit the life you want to lead there. Access, local shops and being close to loved ones will help you find your new bearings.

Preparing the paperwork for your home
Plans, renovations and useful documents also tell the story of your home. Bringing them together in a clear file helps with the valuation and your first conversations with an adviser.
Land use shapes a property’s value.
An old farmhouse can make room for new plans.
Live closer to nature and stay connected to the city.
A home with a garden changes everyday life.
A plot’s value depends on permitted uses and rights. A field and a building plot of the same size serve different markets.
Changing agricultural land into building land requires an approved plan that has entered into force. Being near a station or motorway is not enough. Building rights, infrastructure, easements and project costs must then be assessed. In Vaud, residential building zones are sized according to needs over 15 years.
Review my plotUnderstand with official sources
Sources accessed on 13 October 2026. Vaud examples must be checked for the relevant canton, municipality and plot.