Selling your home in retirement

Your home has been part of your life. As you plan what comes next, take time to consider the home, budget and everyday life that will suit you.

Illustrative image — Selling your home in retirement

Choose your next place to live

List what you want nearby, family, shops, healthcare, transport and activities. Compare homes using the same checklist, testing access, stairs and walking routes.

Prepare financing questions

Gather your current mortgage, its maturity date and available pension records. Ask your lender how it assesses your circumstances in retirement and what a sale would mean.

Build a realistic schedule

A clearly explained valuation helps you plan. Compare selling before or after moving, temporary housing costs and time to sort belongings. Agree a schedule with those involved without promising a sale date.

A home with a garden changes everyday life.

A house also means the freedom to open your door onto your garden. Light, privacy and peace matter when choosing a home, alongside its size.

Living spaceSpace, light and comfort
GardenPrivacy, use and maintenance
SurroundingsPeace, access, shops and schools
Read these three dimensions together, without adding different kinds of area.

A garden often accompanies a rural property, but its area, use and zoning must be distinguished from pastures and agricultural land. In Lausanne and dense areas, opportunities depend on actually available plots and existing building rights. Adapting existing buildings may also be an option. A well-situated garden and practical access can make a house attractive to households seeking country living. Maintenance and local nuisances should be checked when assessing peace and quiet.

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Understand with official sources

Sources accessed on 13 October 2026. Vaud examples must be checked for the relevant canton, municipality and plot.

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