Planning your budget before buying
Planning a purchase goes beyond the asking price. Allow for notary and acquisition costs to build a budget that fits your plans.
Separate the cost items
Costs may include transfer duties, land register fees, notary fees and expenses. Creating or adjusting a mortgage note may be an additional item.
Use a provision to plan your budget
The Hypothèques Suisse Groupe calculator provides an initial reference. Keep your inputs and ask the notary which items are included. A provision is a planning tool, not a quotation.
Check available funding
Ask which costs must be paid from your own funds and when. Any relief needs to be checked for your circumstances. Compare an overall budget with the listing price before committing.
Understand what gives your property its value.
Market figures provide context. The visit documents your property. The analysis brings the elements together to explain the assessed value.
Current value is based on documented uses, condition and rights. An extension or conversion project is presented separately with conditions to check. This distinction gives you a clear basis for decisions.
Understand our method